Meow, a financial technology company serving startups, investment funds and other businesses, has raised $31.6 million in Series B funding led by Stifel Financial, bringing its total capital raised to more than $60 million.
Archetype also participated in the round.
Founded in 2021 by CEO Brandon Arvanaghi and CTO Bryce Crawford, Meow originally focused on helping businesses manage cash and access treasury products through a modern financial interface.
Its offering has since expanded into a broader operating platform that combines banking access, payments, corporate cards, expense management, invoicing, bookkeeping and treasury services.
The company also supports certain cryptocurrency and stablecoin transactions, reflecting growing demand from businesses operating across traditional and digital financial infrastructure.
Meow's product is designed to reduce the number of separate financial systems that businesses need to manage.
Companies can organize accounts, initiate payments, monitor expenses, manage treasury investments and coordinate financial operations through a single interface.
Meow says its platform now supports billions of dollars in assets and billions in annualized payment volume. It also reports generating millions of dollars in annualized profit, although the company has not published detailed financial statements alongside the financing announcement.
The most significant part of the Series B is not simply the additional capital.
Stifel has entered into a strategic partnership that will allow its commercial banking clients to access a white-label version of Meow's platform.
Under the arrangement, Stifel can offer Meow's technology under its own brand, initially targeting venture capital firms and investment fund customers.
The first deployments are expected in early 2027.
The white-label product will provide capabilities including customer onboarding, bill payments, expense management, invoicing, compliance automation and stablecoin-related services.
This represents an evolution in Meow's business model.
Instead of competing exclusively with banks for startup customers, Meow is positioning itself as a technology provider that can also help existing financial institutions compete with fintech platforms.
The strategy addresses a persistent problem in commercial banking.
Traditional financial institutions often operate complex legacy infrastructure and can require years to develop and launch new digital products.
Meanwhile, fintech companies have introduced more integrated interfaces and faster product development cycles, particularly for startups and investment funds.
Meow is attempting to bridge that gap by providing an established software platform that banks can deploy without building every feature internally.
Its own business acts as a proving ground for the technology, allowing Meow to test features with customers before offering them through financial institution partners.
The company is also exploring agent-driven financial workflows, including automated back-office and compliance operations.
However, Meow is a financial technology provider, not a chartered bank. Its banking and other regulated financial products are offered through relevant partners and entities.
The shift toward serving banks introduces new opportunities but also higher operational requirements.
Financial institutions demand robust security, compliance, service availability, integration capabilities and long-term vendor stability.
Meow will also need to balance its direct business relationships with a growing number of banking partners that may compete for similar customers.
The Stifel partnership provides an initial distribution channel and institutional validation, but the larger opportunity depends on whether the white-label model can be replicated across other financial institutions.
If successful, Meow could generate revenue both from businesses using its own platform and from banks licensing its underlying technology.